Tuppence
This platform provides online payment rails for businesses, developers and agents, letting users accept card payments at 0.79% (UK), earn 0.89% back on all card spend with no caps, and get paid out to their bank. It includes a store builder, expense management, payment links, direct debits, bookings, and a 'connect' platform for rolling payments out to marketplace businesses, with a UK-manufactured point-of-sale card reader for in-person payments. Roadmap items include ticketing and a 'treasury' feature offering 4% yield, FDIC/FSCS insurance, multi-currency fiat and stablecoin balances (USD, EUR, GBP, OUSD, USDC) with bank account numbers, positioned as a business layer on top of Stripe, Adyen and Checkout.com. It does not charge SaaS fees or lock users into contracts, and is built as a TypeScript monorepo (Ts.ED/Express, Postgres, React, React Native) with SDKs for Node, Python, iOS, Android, React Native and WordPress plus an MCP server and agent tools, hosted on Google Cloud Run and Cloud SQL.
What it addresses
Helping people sell their goods and make a living without paying over the odds for payment processing.
Shared over time
Each entry reflects what was shared on that date. Details may have changed since then.
Tuppence
This platform provides online payment rails for businesses, developers and agents, letting users accept card payments at 0.79% (UK), earn 0.89% back on all card spend with no caps, and get paid out to their bank. It includes a store builder, expense management, payment links, direct debits, bookings, and a 'connect' platform for rolling payments out to marketplace businesses, with a UK-manufactured point-of-sale card reader for in-person payments. Roadmap items include ticketing and a 'treasury' feature offering 4% yield, FDIC/FSCS insurance, multi-currency fiat and stablecoin balances (USD, EUR, GBP, OUSD, USDC) with bank account numbers, positioned as a business layer on top of Stripe, Adyen and Checkout.com. It does not charge SaaS fees or lock users into contracts, and is built as a TypeScript monorepo (Ts.ED/Express, Postgres, React, React Native) with SDKs for Node, Python, iOS, Android, React Native and WordPress plus an MCP server and agent tools, hosted on Google Cloud Run and Cloud SQL.
Problem: Helping people sell their goods and make a living without paying over the odds for payment processing.
Audience: businesses, developers and agents
Posted by @olliem36 · Original comment ↗
“I've been working on online payment rails for businesses, developers and agents called Tuppence (https://tuppence.ai).”